Do I Need Life Insurance?

Do I Need Life Insurance?

Who Needs It? If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college […]

Hydrostatic Pressure: Are you covered?

Hydrostatic Pressure: Are you covered?

What is Hydrostatic Pressure? A higher water table causes hydrostatic pressure to be exerted underneath basement floors and against basement walls. Hydrostatic pressures forces water into your house through cracks in foundation walls, through openings caused by expansion and contraction of the footing-foundation wall joint and up through floor cracks. Hydrostatic pressure can cause major […]

ATV and UTV Insurance

Atv and UTV insurance

What is qualified as ATV and UTV? First and foremost, it is important to understand what is defined as an all-terrain vehicle and utility vehicle, before getting ATV or UTV insurance. ATV is defined as: “any motorized vehicle manufactured and used exclusively for off-highway use which is 50 inches or less in width, with an […]

Boating Maintenance and Safety Tips

Boating Maintenance and Safety Tips

It does not matter if you have decades of experience or if you are a beginner boat operator, it is always useful to review safety rules and make sure your boat is well maintained. Below are some maintenance and safety tips for boating. Be safe boating and make sure to have fun! General Boat Maintenance […]

Safety Tips to Have A Happy Fourth of July

Safety Tips to Have A Happy Fourth of July

The 4th of July is one the biggest celebration in the United States of America. This day does not only celebrate the day when colonies claimed their independence from England, but it also celebrates patriotism and all the values that were built since then. Fireworks and grilling feel like an essential for a memorable celebration […]

Personal Property Coverage

Personal Property Coverage

Are Your Personal Belongings Covered? Personal property includes things you own, such as furniture, clothes, jewelry, electronics, sports equipment, etc. Personal property coverage is usually included in homeowner’s or renter’s insurance. This coverage is designated to protect your belongings in the event of a covered loss, for example, theft or fire. Personal property coverage sounds […]

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