Who Needs It? If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college […]
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Hydrostatic Pressure: Are you covered?
What is Hydrostatic Pressure? A higher water table causes hydrostatic pressure to be exerted underneath basement floors and against basement walls. Hydrostatic pressures forces water into your house through cracks in foundation walls, through openings caused by expansion and contraction of the footing-foundation wall joint and up through floor cracks. Hydrostatic pressure can cause major […]
ATV and UTV Insurance
What is qualified as ATV and UTV? First and foremost, it is important to understand what is defined as an all-terrain vehicle and utility vehicle, before getting ATV or UTV insurance. ATV is defined as: “any motorized vehicle manufactured and used exclusively for off-highway use which is 50 inches or less in width, with an […]
Boating Maintenance and Safety Tips
It does not matter if you have decades of experience or if you are a beginner boat operator, it is always useful to review safety rules and make sure your boat is well maintained. Below are some maintenance and safety tips for boating. Be safe boating and make sure to have fun! General Boat Maintenance […]
Mathenia Insurance Group is Now Partnering With AllState!
Mathenia Insurance Group is excited to announce that we got another player on-board! We welcome AllState as our new partner! Having an extra carrier in our team means that now we can help out even more customers. More carriers mean more options, more options mean more savings! Now is the best time to try […]
The Benefits of an Independent Insurance Agency Over Online Insurance Program
In today’s world connectivity made most of the businesses different. It is easy to access and buy pretty much anything online, from vehicles to paper towels. Insurance policies are not an exception, and you can purchase the policy over the internet. In fact, more people purchase their insurance policies online than ever before. There multiple […]
Safety Tips to Have A Happy Fourth of July
The 4th of July is one the biggest celebration in the United States of America. This day does not only celebrate the day when colonies claimed their independence from England, but it also celebrates patriotism and all the values that were built since then. Fireworks and grilling feel like an essential for a memorable celebration […]
How Smart Thermostat Can Lower Your Insurance Premium
Smart Thermostat and Insurance Savings Your home might have been built a few decades ago, but it can still become something that is described as “smart” home today. Installing a smart thermostat can help your home stand out. Making your home a little more than just ordinary may require some investment, but a lot of […]
How to Lower Your Homeowner’s Insurance Rate?
Increasing Deductible A deductible is an amount that a person pays out of pocket before insurance kicks in. A higher deductible will have to save money on premium, but also in case of a claim you will need to pay more out of pocket. Sometimes deductibles may vary depending on the damage. It is important […]
Personal Property Coverage
Are Your Personal Belongings Covered? Personal property includes things you own, such as furniture, clothes, jewelry, electronics, sports equipment, etc. Personal property coverage is usually included in homeowner’s or renter’s insurance. This coverage is designated to protect your belongings in the event of a covered loss, for example, theft or fire. Personal property coverage sounds […]