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Do I Need Life Insurance?

Who Needs It? If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help…

Hydrostatic Pressure: Are you covered?

What is Hydrostatic Pressure? A higher water table causes hydrostatic pressure to be exerted underneath basement floors and against basement walls. Hydrostatic pressures forces water into your house through cracks in foundation walls, through openings caused by expansion and contraction…

ATV and UTV Insurance

Atv and UTV insurance

What is qualified as ATV and UTV? First and foremost, it is important to understand what is defined as an all-terrain vehicle and utility vehicle, before getting ATV or UTV insurance. ATV is defined as: “any motorized vehicle manufactured and…

Personal Property Coverage

Are Your Personal Belongings Covered? Personal property includes things you own, such as furniture, clothes, jewelry, electronics, sports equipment, etc. Personal property coverage is usually included in homeowner’s or renter’s insurance. This coverage is designated to protect your belongings in…

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